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Term insurance is a type of life insurance that provides financial protection in the event that you pass away during the term. A yearly premium is paid to the insurance provider against the coverage. This policy provides the policyholder with death coverage and pays the sum promised to the family or next of kin. Term insurance offers substantial coverage for a reasonable rate. With the help of this plan, your family’s future will be secure even after your passing. A term insurance plan is not an investment that you make in order to earn capital gains, rather it is a policy that safeguards the financial future of your family.